Free PapaShield tools

Free tools for medical bills and insurance denials.

Choose the tool that matches your situation. PapaShield helps you prepare letters, summaries, questions, or action steps you can review before using them.

Start Appeal How It Works

No account required for free tools
Review everything before using it
Educational support, not professional advice

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Six free tools for medical bills and insurance denials

Appeal Letter Generator

Build a personalized insurance appeal letter based on your denial reason and state.

Best for: Insurance denied a claim
Output: Appeal letter

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Medical Bill Review Assistant

Review your itemized bill line by line and get questions worth asking your provider.

Best for: Itemized bill looks confusing
Output: Review summary

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Surprise Bill Fighter

Check whether federal or state surprise billing protections may apply to your bill.

Best for: Out-of-network or surprise bill
Output: Eligibility check + next steps

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Billing Questions Guide

Get a call script and key questions before you contact your provider or insurer.

Best for: Calling billing or insurance
Output: Questions and call script

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Charity Care Finder

Explore whether charity care may be worth asking about and prepare an application checklist.

Best for: Can't afford a hospital bill
Output: Eligibility checklist

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Prior Auth Appeal

Prepare an appeal for a prior authorization denial, including peer-to-peer review requests.

Best for: Prior authorization denied
Output: Appeal preparation

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Which tool should I use?

Are PapaShield tools free?

Yes. PapaShield's core tools are free to use. Some future features may require an account, such as saving your letters or accessing premium support, but the basic educational tools should work without an account.

Before you use a tool

PapaShield tools are educational starting points. Always review the output, confirm details with your provider or insurer, and consider qualified professional help for urgent, complex, high-dollar, or legal situations.