PapaShield
Free tool

Surprise Bill Fighter

Tell us about your out-of-network or surprise bill and get an eligibility check plus suggested next steps.

  • No account required
  • Review everything before using it
  • Educational support, not professional advice

What you'll need

  • The bill or explanation of benefits in question
  • Whether the provider or facility was in-network
  • Whether the care was an emergency
  1. 1
  2. 2
  3. 3
  4. 4
  5. 5

Step 1 of 5: Bill Basics

Some protections depend on emergency status, facility network status, provider type, and plan type.

Surprise Bill Fighter step 1 of 5

Before you use this tool

Before you rely on this

This eligibility check is educational only. Confirm your situation with your state insurance department or the No Surprises Act help desk before acting.